Check 21 Return Codes
These reason codes are used by the paying Financial Institution from where the item was drawn, when a Check 21 transaction is returned. The returned item was originally processed by the P.O.S. The return reason code for a particular item is listed on the Debit Voucher Report (SF5515).
| Return Code | Description |
|---|---|
A | Not Sufficient Funds |
B | Uncollected Funds Hold |
C | Stop Payment |
D | Closed Account |
E | Unable to Locate Account |
F | Frozen/Blocked Account |
G | Stale Dated |
H | Post Dated |
I | Endorsement Missing |
J | Endorsement Irregular |
K | Signature (s) Missing |
L | Signature(s) Irregular |
M | Non Cash Item |
N | Altered/Fictitious Item |
O | Unable to Process |
P | Item Exceeded Dollar Limit |
Q | Not Authorized |
R | Branch/Account Sold |
S | Refer to Maker |
T | Stop Payment Suspect |
U | Unusable Image |
V | Image Fails Security Check |
W | Cannot Determine Account |